A MoneyKey online Line of Credit provides you with the benefits of a traditional loan, but allows you to have more control over your cash flow. Unsecured credit lines up to $100k are also available, with higher interest rates. In general, business loans are the better choice when you need a significant amount of financing for a major. A business line of credit provides business owners with a flexible form of financing. Similar to a credit card, a business line of credit makes funds available to your business with a credit limit. A line of credit or revolving debt arrangement is an agreement that provides the borrower with the ability to do all of the following: Borrow money at different points in time, up to a specified maximum amount. Best secured line of credit: American Express® Business Line of Credit. or more to suit your needs and budget. When you apply for a line of credit, the lender approves you for a certain amount, typically up to $100,000 with. The main difference is that a letter of credit is a guarantee from a bank or another financial institution that a vendor will get paid if certain conditions are met and a line of credit is an account that allows you to borrow money when you need it up to a predetermined limit. A line of credit bears many similarities to a credit card account. All the best is about us. Additionally, CC Flow maintains the critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. e. . You can use, pay down and. Nevertheless it’s still lower than the CC interest. (801) 356-6699. Usually it’s relative to your score/pay back behaviour. The CC Flow Line of Credit is provided by CC Flow. In addition, a line of credit is renowned for its renewability. CC Flow maintains control over loan. $6,000 to $100,000. Credit Facility: A credit facility is a type of loan made in a business or corporate finance context, including revolving credit , term loans , committed facilities , letters of credit and most. It comes with an established maximum amount, and the business can access the funds at any time when needed. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. A portfolio line of credit can be an effective backup source of liquidity that helps insulate a portfolio from untimely liquidations, capital gains and loss of investment. us Financial statement presentation guide 12. A short-term line of credit will come with a specified amount of funds on your line, as well as specific repayment terms and interest rates. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC Flow Line of Credit account through MoneyKey. 2 The majority of loans in this size category were small business credit cards (U. CC Flow offers an online Line of Credit Loan up to $4,000 to help with life's financial challenges. If approved, you can get quick access to cash. It’s worth noting that lines of credit do not need to come from banks, and several alternatives do exist. Make the minimum payment 1. Maximum Loan Amount. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Easily accessible with a Visa Platinum Card, convenience checks, online banking, Business Service Center or at a branch. Annual fee from $0 to $149 Based on your credit limit and rating. With a CC Flow Line of Credit in Arkansas, you may be able to qualify for a personal line of credit with a credit limit between $500 to $3,500. Unlike with personal loans, the interest rate on a line of credit is generally variable, meaning it. CC Flow maintains control over loan. MoneyKey CC Flow Line of Credit is a financial product that offers flexibility, but it also comes with its own set of pros and cons. MoneyKey is an authorized servicer of CC Flow. CC Flow offers an online Line of Credit Loan up to $4,000 to help with life's financial challenges. Once a borrower draws against a line of credit, they are responsible for making regular. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC. 2. How much can I receive on a Line of Credit? Cash Advances can be requested from $25 up to your available Credit Limit. Cash advance fee of 1. Where a line of credit for poor cash flow ISN’T worth it. Apply now and get instant approval loan amount up to $4000. TD Bank’s line of credit offers reasonable rates and a range of credit line amounts. 2 : 348. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC. With a CC Flow Line of Credit in Kentucky, you may be able to qualify for a personal line of credit with a credit limit between $500 to $3,500. MoneyKey is a direct online lender that started in 2011 and gives borrowers with lower credit scores access to short-term personal loans and lines of credit up to $2,500. Features. Compared to traditional loan options, lines of credit have much lower rates and closing costs. For example, if your cash flow issues can be managed with a small injection of cash, talk to your bank about getting a business credit card instead, or try one of the growing number of alternative credit line providers. MoneyKey is an authorized servicer of CC Flow. How much can I receive on a Line of Credit? Cash Advances can be requested from $25 up to your available Credit Limit. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. Mr. Similar to covering debt, lines of credits shouldn’t be used to cover credit card bills. How much can I receive on a Line of Credit? Cash Advances can be requested from $25 up to your available Credit Limit. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. Depending on your creditworthiness, your interest rate will fall somewhere between 7% and 25%. Easily accessible with a Visa Platinum Card, convenience checks, online banking, Business Service Center or at a branch. A Line of Credit is ideal for unexpected expenses. Apply now and get access to your funds from CC Flow in as soon as the same day**. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Please reference the contact information below so we can connect you with our authorized servicer. It can give you the power to strategize for the future. Apply now and enjoy extraordinary customer care. Typical Use: Finance working capital needs. It is one of the only types of funding in which a business can gain access to capital without having to pledge major assets. 74% p. Maximum Loan Amount. You could use a line of credit to pay your office’s utilities, restock supplies, order inventory for your busy season, hire staff, or cover unexpected costs during a crisis. 30AM to 6. Monthly interest plus principal payments. . shop invite code - Use this page. 99% (can choose to lock in a fixed rate on your existing balances). Plus, there are no application fees or. MoneyKey is an authorized servicer of CC Flow. A business line of credit works kind of like a credit card. CC Flow Line of Credit is a flexible credit option that allows borrowers to access funds up to a predetermined credit limit. Check the information is accurate and submit your application. 49 lakh crore in March 2018 and Rs 10. Headway Capital offers a line of credit up to $100,000 in revolving funds for small business owners. A business line of credit gives small business owners access to short-term funding. A small business line of credit is a flexible funding tool that allows businesses to borrow a fixed amount of funds they can draw on when needed while only paying interest or fees on the amount they use. Maximum Loan Amount. loan,” says. Up to $500,000. The CC Flow Line of Credit is provided by CC Flow. There are several commercial lines of credit types, including secured, unsecured, revolving, and non-revolving. Unlike a Payday loan or an Installment loan, FLEX loan gives you the ability to apply once and withdraw cash at any time. MoneyKey notes that its. Please reference the contact information below so we can connect you with our authorized servicer. The website does not disclose an APR but the pricing shown has an effective APR of well over 200%. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. With a CC Flow Line of Credit in Minnesota, you may be able to qualify for a personal line of credit with a credit limit between $500 to $3,500. You can use it to finance inventory, manage cash flow, or take advantage of growth opportunities. Pay no annual fee. Front-loaded fees. With a Wells Fargo business line of credit, you can apply for a credit limit between $5,000 and $100,000 for an unsecured line of credit, or a secured line of credit between $100,000 and $500,000. 5 best uses for a home equity line of credit (HELOC) HELOCs tend to be taken out for big-ticket expenses: The minimum line of credit you can establish is $10,000, and $35,000 is a common floor for. Why it's a good choice: Americans Express Business Line of Credit is a good option for businesses who want flexible and fast financing. The lowest APR in the range requires a credit score of 800 or greater. CC Flow maintains control over loan. Personal loans generally have a fixed interest rate, which means the monthly payment stays the same over the course of the loan. o MoneyKey, which offers the CC Bank Flow line of credit. No interest is earned on account balances over $500,000. Credit products offered by U. See full Terms & Conditions. MoneyKey is an authorized servicer of CC Flow. Payment amount is 1. The CC Flow Line of Credit is provided by CC Flow. Types of credit lines 1. If you have a business credit line, make sure you repay on time since timely repayments will improve your credit report. Collateral: Typically, all assets of the company and pledge of. Send top ups from abroad to mobile phones in any of our available markets. com. The CC Flow Line of Credit is provided by CC Flow. FOLLOW US. The terms line of credit and letter of credit sound similar, which. CC Flow offers an online Line of Credit Loan up to $4,000 to help with life's financial challenges. CC Flow maintains control over loan. Easily manage your credit line through online banking. FOLLOW US. A loan is based on the borrower's specific need, such as the purchase of a car or a home. With a CC Flow Line of Credit in Indiana, you may be able to qualify for a personal line of credit with a credit limit between $500 to $3,500. CC Flow maintains control over loan. Its term loans offer $25,000 to $5 million in funding. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC. Of course, this is more applicable to some companies than others. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. You only pay interest on what you spend from the business line (similar to how a business credit card works). Businesses can choose between a 6, 12, or 18-month-term option and can draw funds without experiencing prepayment penalties. Requiring the authorization of electronic debits before extending credit. Learning the advantages and limitations of each will. Maximum Loan Amount. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. 6% to 2. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. The types of lines of credit you can choose. A contractor line is a type of small business loan that works similarly to a credit card, and it is a great option for recurring cash flow issues. Cash-flow centered credit solutions for businesses and individuals. Line Of Credit loan is a financial arrangement between a borrower and a lender that allows the borrower to access a predetermined amount of funds on an as-needed basis. A CC Flow Line of Credit in Alabama offers a quick online application process and, if approved*, flexible repayment terms so you can get back on track quickly without breaking the bank! A CC Flow Online Line of Credit in Alabama could get you up to $4,000 to help pay for life’s unexpected expenses. Bank National Association and are subject to normal credit approval and program guidelines. With a line of credit, you can borrow up to a certain amount, "credit limit. Both a business line of credit and a business credit card can be useful tools for managing business expenses and cash flow. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. What is Revolver Debt? In most 3-statement models, the revolver, or “revolving credit line”, acts as a plug to ensure that debt automatically gets drawn to handle projected losses. S. Did you know that on Sept. With a CC Flow Line of Credit in Arizona, you may be able to qualify for a personal line of credit with a credit limit between $500 to $2,500. Please reference the contact information below so we can connect you with our authorized servicer. It's a good option for you to consider if you are looking for financial flexibility. MoneyKey is an authorized servicer of CC Flow. CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. MoneyKey – TX, Inc. Let's take a closer look. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. Secured options require real estate, equipment, or heavy machinery as collateral, but lenders will usually look more favourably upon your application. A secured line of credit occurs when the individual borrows a loan while providing collateral, typically monetary or a valuable item. To apply for a Cash Flow Manager line of credit, do you want to use collateral?. 2. For questions or concerns about your CC Flow loan, please contact a Customer Service Specialist at (833) 270-0770 or email TotalLoanServices@schear. The lender approves a borrowing limit, and you get access to a pool of funds up to a specified limit. Line of credit vs. In some cases, you may have to pay a small fee (a. The CC Flow Line of Credit is provided by CC Flow. The MoneyKey Line of Credit is currently available to new customers in Kansas and Tennessee. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC. 5% of the balance (minimum $100). Receive a set of checks linked to your line of credit. 1 o SunUp Financial, dba Balance Credit, which offers online installment loans up to $3,000. This could be inserting, tapping or swiping at a brick-and-mortar location like a grocery store or inputting your credit card number online or over the phone. Top up through any of our authorized partners. While credit cards can be great for everyday purchases, a line of credit can help you cover unexpected expenses, such as emergency repairs. 00. NetCredit offers open-end lines of credit up to $4,500 featuring fast, flexible access to funds. MoneyKey is an authorized servicer of CC Flow. CC Flow maintains control over loan. This option allows you the flexibility to access. MoneyKey is an authorized servicer of CC Flow. CC Flow maintains control over loan. Advance Financial, 100 Oceanside Drive, Nashville, TN 37204, 615-341-5900. Required automatic monthly payment from PNC business checking account. Credit cards: In addition to building your business credit score and often offering rewards, business cards can help you in a pinch. How much can I receive on a Line of Credit? Cash Advances can be requested from $25 up to your available Credit Limit. Besides the merchant and the customer, several parties are involved, including the customer. Fact Checked. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information. 2. Competitive rates with the option to lock in a fixed rate on existing balances. You estimate the total costs of being $35,000, and you’re approved for a line of credit for $40,000. business credit card. Wow! Nebraska is the birthplace of Kool-Aid, invented by Edwin Perkins in 1927 in Hastings, Nebraska. OnDeck: Best for lower-revenue businesses with smaller funding needs. 0. However, there are several scenarios in which you may want to consider one type of financing over the other. Online loans in Nebraska range from $25 up to $4,000. For many businesses, a line of credit is the ideal tool for balancing cash flow. A CC Flow Online Line of Credit, marketed by Advance Financial in Washington is here to help. It works a lot like a credit card because it has a limit, and the business can use it to pay for short-term business expenses (i. The limit can be anywhere. MoneyKey is an authorized servicer of CC Flow. There are three main types of credit, and each can increase a business’s financial power in a different way. Line Of Credit. to 23. Start Accepting Amex. The CC Flow Line of Credit is provided by CC Flow. 1. A revolving line of credit is a loan typically secured by real estate or other collateral – but not always. Have been in business for at least six months. 5, 1885, the first gas pump was born in Fort Wayne, Indiana? The Indianapolis 500, also known as “The Greatest Spectacle in Racing,” takes place in the state's capital. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Much like a credit card, a line of credit comes with a maximum spending limit, and you’re charged interest only when you actually draw from the line of credit. The CC Flow Line of Credit is provided by CC Flow. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC. MORE LIKE THIS Credit Cards Credit Card Basics. Open a line of credit to access when you need to, so you won’t have to apply for a new loan each time you have unexpected expenses, need overdraft protection, or need short-term financing for large purchases. o Simple Fast Loans, which offers online installment loans up to $3,000. This won't affect your credit score. 8. Best for companies in business two years or more. In case you missed it, Bank of America launches new credit card and line of credit for small business. If you have large amount of CC debt I doubt you’ll get 2-4%. 7 : 185. A business line of credit is a revolving financing option you can draw from whenever you need money for business expenses. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. Meet your cash flow needs from the dashboard now. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. Failing to disclose information as required under federal law when making loans. A credit card transaction occurs when someone uses a credit card at a merchant’s payment terminal or portal. MoneyKey is an authorized servicer of CC Flow. A business line of credit (LOC) is a type of business loan offering a credit line up to a fixed amount. CC Flow Line of Credit CC Flow is the lender who funds your CC Flow line of credit, while its authorized servicers service these lines of credit. For flowcc shop login, flowcc invite, flowcc invite code and flow cc register. In the event that the buyer is. +91-022-489-04685. Here’s how it works: 1. A line of credit may. The CC Flow Line of Credit is available through. Headway Capital is known for fast approval and funding times, plus flexible repayment terms. Personal line of credit. With a CC Flow Line of Credit in Alabama, you may be able to qualify for a personal line of credit with a credit limit between $500 to $3,500. Re-borrow under the same contract. A business line of credit is a reliable and convenient financing solution that can be deployed in a range of scenarios. Businesses commonly use their business line of credit as a tool to optimize cash flow and take advantage of new opportunities. If you're looking for a flexible way to manage your cash flow, an overdraft line of credit may be a good option for you. This may include creating an LLC or Corporation, getting a business license, or other forms of. from 18. This part is issued by the Board of Governors of the Federal Reserve System (Board) to implement the Expedited Funds Availability Act ( 12 U. Let's take a closer look. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. Best for companies in business two years or more. 44% to 67. Both a credit card and a line of credit let you borrow money to a pre-set limit. shop invite code -. On the other hand, a personal loan is a fixed amount of funds usually distributed as a lump sum. Apr 17, 2023. The other names for a revolving credit facility are operating line, bank line, or, simply, a revolver. Apply now and get access to your funds from CC Flow in as soon as the same day**. It offers four types of business line of credit programs: Cash flow manager line of credit: Offers secured credit limits up to $250k with competitive interest rates starting at 1. Common leverage ratios include: Debt to assets ratio. MoneyKey is an authorized servicer of CC Flow. In other words, you’re. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. You’re probably familiar with a credit card, which gives you easy access to your credit line with. For leverage ratios, a lower leverage ratio indicates less leverage. 4001-4010) (EFA Act) and the Start Printed Page 31696 Check Clearing for the 21st Century Act ( 12 U. CC Flow offers lines of credit through several platforms. Most lenders will let you borrow up to 85 percent of the equity. net. Step #1: To start the velocity banking process, you’ll apply for and open up a home equity line of credit. It's an excellent option for businesses that experience seasonal fluctuations in revenue or unexpected expenses. For flowcc shop login, flowcc invite, flowcc invite code and flow cc register. 1. Check out the CC Flow online Line of Credit Loan in Nebraska. k. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC. *Not all applications are approved; duration of approval process may vary. CC Flow maintains control over loan. Letter Of Credit: A letter of credit is a letter from a bank guaranteeing that a buyer's payment to a seller will be received on time and for the correct amount. Besides interest, lenders may also charge origination fees, draw fees, maintenance fees and closing costs. Apply for a business line of credit. V. Business line of credit rates and fees. Equal Housing Lender. Unlike a loan, your line of credit will only be charged interest on the money you actually use. Enjoy access to cash for short-term chase flow gaps, unexpected costs, or to grow your business. While most small business loans require an individual to borrow a fixed amount upfront and repay it over a predetermined amount of time, a business line of. It is usually used for operating purposes and can fluctuate. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. As you move through your credit journey, you may also be eligible for reduced Billing Cycle Charges and/or increased credit limits based on your payment history over time†. For MoneyKey, the credit limit ranges from $200 to $2,500, depending on your state and certain qualification criteria. A credit limit, by contrast, is a feature of a loan. MoneyKey is an authorized servicer of CC Flow. Stories. 1 -12. See moreA CC Flow Line of Credit is a flexible and quick way to get up to $3,500 from. 7 lakh. MoneyKey is an authorized servicer of CC Flow. APY is subject to change at any time without notice before and after a Business Checking account is opened. But when small business owners allow customers to pay on credit via check or invoice, the. Get Approved 2 Credit products offered through MoneyKey can provide you with financial flexibility or a safety net for. For questions or concerns about your CC Flow loan, please contact a Customer Service Specialist at (833) 270-0770 or email TotalLoanServices@schear. If you plan to offer credit to your customers, consider these best practices. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. A business line of credit is either secured or unsecured. Then you pay down the credit line during those months when you have better income flow. Visit Website. How much can I receive on a Line of Credit? Cash Advances can be requested from $25 up to your available Credit Limit. Bank of America offers secured and unsecured business credit lines. A line of credit is a preset borrowing limit that can be used at any time, paid back, and borrowed again. No paperwork. Upload documents, e-sign and disburse funds electronically. I agree that any disclosure, notice, record or other type of information that is provided to me in connection with my transaction with CC Flow, a division of Capital Community Bank, and its agents, successors, servicers, sub-servicers and assigns (“Lender”), including but not limited to, the Note, this Consent, the Truth in Lending. Best for merchant cash advances: Credibly. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC. The maximum Line of Credit amount is $4,000. All it takes is a simple application to get started. 00PM, except public Holidays) Grievances portal. All it takes is a simple application to get started. Online loans in Nebraska range from $25 up to $4,000. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. Business credit cards are both a payment method and a line of credit. Principal payments can also be made at any time. Generally, interest rates for small business lines of credit typically range from around 7% to 25%, but can be much higher. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. While business loan solutions can be an ideal choice for one-off purchases or investments, a business line of credit can be a great option for recurrent cash flow issues. There’s a one-year draw period for the lines of credit, after which the loan amount will be amortized over five years as a term loan if it isn’t. A line of credit may come with a higher interest rate than a credit card, although it can vary widely. Apply for business financing in minutes. *. Applying for a TD business line of credit. The maximum Line of Credit amount is $4,000. Without collateral, you cannot obtain a secured one. The issuing bank receives the payment authorization request from the credit card network. Secured line of credit. Once approved, a business can access the cash, if it needs it, as a periodic supplement to standard cash flow or to cover. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC. Monthly interest-only payments during revolving credit period. The application process is quick and easy and, if approved, you could get access to your funds the same day**. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. For example, if your credit card has a. Flowcc, We provide information services at the highest quality level. The CC Flow Line of Credit is provided by CC Flow. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC. A Line of Credit (LOC) can provide quick access to credit or make purchases more manageable. However, a personal line of credit involves borrowing funds on an as-needed basis during a certain period of time, known as your draw period. Funding Mechanism: Can be drawn within covenant limits and repaid at will without any prepayment fees. Types of credit lines include personal,. It can pave the way for growth. 5, 1885, the first gas pump was born in Fort Wayne, Indiana? The Indianapolis 500, also known as “The Greatest Spectacle in Racing,” takes place in the state's capital. CIN: U72900KA2020PTC139072. A business that needs cash can turn to a business line of credit instead of a fixed loan, applying for it the same way as a term loan. Bottom Line: While a credit limit sounds very similar to a LOC, it is different. 625. Online loans in Nebraska range from $25 up to $4,000. A small business line of credit can offer near-immediate relief of a cash flow for your small business, solving for a variety of needs, including covering operating expenses through a slow period, helping your business to scale in a time of growth, or investing in new supplies or equipment. Unlike a cash withdrawal from a bank account, a. Best for Flexible Terms: American Express. To qualify, you must make at least $50,000 annually, have been in business at least one year, and have a credit score of 550 or above. Online loans in Nebraska range from $25 up to $4,000. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC. The CC Flow Line of Credit is currently offered in Alabama, Arizona, Florida, Hawaii, Indiana, Kentucky, Louisiana, Michigan, Minnesota. Much like a credit card, a business line of credit is a type of revolving credit, which offers business owners convenient access to funds to help them solve many business financing needs. Get access to 112MM+ Cards Worldwide and competitive pricing opportunities. Apply today. MoneyKey is an authorized servicer of CC Flow. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. disclaimer. 7 : 134. A business line of credit allows you to adapt or change as you grow, experience challenges, or even find new opportunities. Furthermore they can be secured or unsecured. The website does not disclose an APR but the pricing shown has an effective APR of well over. 5% draw fee when you tap into your credit line. To access your account, contact Total Loan Services, the authorized servicer for CC Flow, by phone or email. CC Flow offers an online Line of Credit Loan up to $4,000 to help with life's financial challenges. Total flow (annual rate) 2,4: 172. Of course, rates will vary by lender, loan amount and the borrower's eligibility.